Lose the Rate | Cedar Point FCU (Lexington Park, MD)
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Lose the Rate

At Cedar Point Federal Credit Union, we aim to help you save on your monthly auto loan payment. Join us for our Rate Loss Challenge and shed that extra rate in time for warmer weather! This is a limited time offer, starting April 1, 2025.

 

Take advantage of our rate reduction

Starting April 1st, for a limited time only, you can apply for a new or used auto loan with Cedar Point and get up to 1.00% off your qualifying auto loan rate. You can also refinance an existing loan to receive the special rate (offer does not apply to loans already financed through Cedar Point.) During this limited-time offer, you can get:

  • Rates as low as 3.99% APR!
  • 30 days to find the perfect car
  • Up to 1.00% off your qualifying auto loan rate

Apply with a member service representative today or apply online to take advantage of this limited-time offer.

Apply now

*This offer applies only to auto loans on vehicles up to 10 years of age. Limitations apply. **APR = Annual Percentage Rate. Rates valid beginning April 1, 2025. Limited Time Only. Federally Insured by NCUA. Persons who live, work (or regularly conduct business), worship, or attend school in, and businesses and other legal entities located in Calvert, Charles, and St. Mary’s counties, Maryland, are eligible for membership. Government and/or military affiliation is not required to do business with Cedar Point.

What to Prepare

Be sure to bring identification when coming in to apply. If you've got a specific car in mind, bring along the VIN number, make, and model. For pre-owned vehicles, record the mileage. For refinancing your vehicle, we'll need a copy of the title or registration, proof of insurance, and the vehicle options in addition to the VIN, make, model and mileage.

Remember that new vehicles are still considered new for the first 6 months from your original loan date. So if your new auto loan is still in that 6-month range, you can qualify to refinance at a new car rate! This applies to vehicles that are considered new when purchased at the dealership.

Auto Loan Rates

View our loan rates for new or pre-owned vehicles.

Rates Auto Loans

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