Checking Accounts
Easily access funds for everyday transactions
Members can access their funds swiftly and conveniently through their Cedar Point Federal Credit Union® checking account. Besides writing checks, you can use your Visa® Debit Card to make purchases and payments, as well as withdraw funds from our surcharge-free network of more than 55,000 ATMs.
Why open a checking account with Cedar Point?
- No fees for a basic checking account*
- No minimum balance requirements or balance fees
- Earn dividends with an average daily balance of $500 or more
As you can see, a Cedar Point checking account is simply the best choice for your banking needs.
Rates
Rate information is accurate as of June 1, 2025.
Checking & Saving Account Rates
| Account Type | Annual Percentage Yield (APY) | Dividend Rate | Minimum Balance to Earn APY |
|---|---|---|---|
| Primary Savings | 0.050% | 0.050% | $100.00 |
| Sub Savings | 0.050% | 0.050% | $100.00 |
| Holiday Club | 0.050% | 0.050% | $100.00 |
| Youth | 0.050% | 0.050% | $100.00 |
| Checking | 0.025% | 0.025% | $500.00 |
