Money Market Accounts
Earn higher dividends with ready access to your funds
As a Cedar Point Federal Credit Union® member, you already have a savings account. If you’re thinking of making other investments, you might be wondering if a money market account would be a good fit for your financial portfolio.
What’s a money market account?
While a savings account offers competitive dividends, a money market account is a type of savings account that usually offers higher dividends than a basic savings account.* That makes a money market account a good place to place funds for short-term goals like paying for a dream vacation or buying a new car.
Money market accounts also offer flexibility. **
Accelerate your savings by visiting a Cedar Point branch near you to open a money market account.
Rates information is accurate as of June 1, 2025.
| Tier | Annual Percentage Yield (APY) | Dividend Rate | Minimum Balance to Earn APY |
|---|---|---|---|
| Tier 1 | 1.000% | 1.000% | $2,500.00 |
| Tier 2 | 1.00 - 1.12% | 1.200% | $10,000.00 |
| Tier 3 | 1.12 - 1.41% | 1.400% | $25,000.00 |
| Please see our Share Rate and Fee Schedule for details. | |||
