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Opening a Looney Tunes Club or YOUth Savings Club Account


Dependant children of those eligible for Cedar Point membership are eligible to open their own Looney Tunes or YOUth Savings Club account. The account requires a $5.00 minimum deposit and must be opened "in care of" a responsible adult who is in the Cedar Point Field of Membership.


Age Limitations


Children through the age of thirteen are members of the Looney Tunes Club. On their fourteenth birthday they are automatically transferred to the YOUth Savings Club. YOUth Saving Club members become full members of the credit union on their eighteenth birthday. Looney Tunes members will receive a gift with each deposit. There are special gifts for the children when their balances reach $100.00 and again when they reach $500.00. The A's=$$$ and "A"chievement Award programs are open to all children through high school.


Kids Corner


Each quarter the Communicator has a special section for children on the back page. This page will have articles, puzzles, games and some interesting links aimed especially for the kids.



For every "A" the student receives in Reading, Writing, Math, Science, Social Studies, or other Fundamental Requirements, Cedar Point will deposit $1.00 in the student's account! Please bring in the report card and the tellers will be happy to help you. There is a maximum $5.00 per report period. Parents and guardians are strongly encouraged to match.


The deadline for each report card is set for approximately one month after the scheduled report card date as posted for St. Mary's County Schools.


"A" chievement Awards


If a student is on the "A" Honor Roll, (Highest Honors) bring in a copy of the report card. The student will be entered into a special drawing at the end of the year for $100.00 Cash!


Deadlines for the 2017-2018 school year*

Marking Period

Report Cards Distributed

A's=$$$ Deadline





November 21

February 6

April 24

June 15

December 23

March 10

May 26

July 14

*Per St. Mary’s County Public Schools  System Operational Calendar 2017-2018

We're giving back packs to students in St. Mary's County for the upcoming school year. Watch now!

Learn more about how youth students

can earn money for excellent grades!

Open a new Youth Account between August 21 and October 31, 2017...

...And Cedar Point will deposit a $25 dividend in the account! It's a simple process.*


Who is eligible?

Dependant children of those eligible for Cedar Point membership are eligible to open a Youth Account. For more information on adults who are eligible for Cedar Point membership click here.


What do I need to open a Youth Account?

To open a Youth account, you must bring along the youth's Social Security card or Birth Certificate (with SSN available.)  The responsible adult opening the account will need a driver's license or valid government issued ID. If the ID does not include a physical address, the responsible adult must provide other proof of address.


Can I give a minor permissions to make transactions?

Yes. Provided the youth has reached 14 years of age, the responsible adult can opt to give the youth permission to make the following transactions: deposits, withdrawals, cash checks, have a checking account, have an ATM card, and/or have a Visa Debit Card. The youth must have a valid government issued ID to be given such permissions.


Don't forget to ask about our Youth Accounts while you're here!


Youths under the age of 18 are welcome to stop by any branch to pick up a fidget spinner for free while supplies last.

Please note that the youth(s) receiving the fidget spinner must be present in order to take it home. Parents requesting a fidget spinner for their child must have the child with them.

How many accounts can I open?

Only one new Youth Account per child is eligible for this promotion.


When will the $25 be deposited in my Youth Account?

Accounts must be open for 60 days to receive the $25 dividend. The $25 dividend will subsequently be deposited into the Youth Account within seven business days of the end of that 60 day period.

Annual Percentage Yield (APY)


Dividend Rate


Minimum Balance to Earn APY







Rate information for Youth Accounts is accurate as of August 1, 2017.

*This offer does not apply to current Youth Account owners.

*Up to 50 back packs.

301-863-7071  ●  800-201-1647


Routing Number ● 255077736



APY = Annual Percentage Yield

APR = Annual Percentage Rate

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We do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Federally Insured by NCUA

We do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Cedar Point Federal Credit Union is a proud member of the National Association of Federal Credit Unions.