YOUR SOUTHERN MARYLAND COMMUNITY CREDIT UNION

SECURITY CHECKUP

If you are visiting this page, you're likely here to brush up on how to keep your computer safe from security threats like hackers and malware.

 

So, take 90 seconds to review this Security Spotlight video on a type of threat called "Ransomware." It could help save your data!

 

This security spotlight is designed to help CPFCU members keep information security top of mind. This brief animation aims to help raise lasting awareness of how to guard against security threats that can result in financial or reputational losses.

 

This video is provided by Digital Defense, Inc.

SECURITY FAQ

What if I am a victim of Identity Theft?

 

  • File a police report
  • Contact your credit union and notify the credit bureau fraud units
  • Place a fraud alert statement on your credit report
  • Request that credit bureaus identify accounts closed due to fraud as “closed at consumers request”

 

What is the name and number for the three major credit bureaus?

 

  • Equifax: 1-800-525-6285
  • Experian: 1-888-397-3742
  • Trans Union: 1-800-680-7289

 

Can I really get a free credit report each year?

 

  • Yes. Visit www.annualcreditreport.com* or call one of the three major credit bureaus. In the state of Maryland you can request a credit report from each of the credit bureaus at one time so you can compare the reported information. Or you can call one bureau at a time for the entire year basically getting a free report every four months.

 

Who enforces the protection of my personal information?

 

 

What should I do if I am a victim of Internet crime?

 

  • If you are aware of an Internet crime or believe you are a victim of an Internet crime, you can file a complaint by visiting www.ic3.gov*

 

Does Cedar Point Federal Credit Union provide ID Theft protection services?

 

  • Cedar Point offers the Benefits Plus Identity Theft and Security Center* - a free service when you join Benefits Plus

 

What is The National Do Not Call Registry?

 

  • This registry gives you an opportunity to limit the telemarketing calls you receive. Once you register your phone number, telemarketers covered by the Telemarketing Sales Rule have up to 31 days from the date you register to stop calling you. You can register your number here or by calling toll-free 1-888-382-1222 from the number you wish to register. Registration is free.

 

Why did the credit union allow my check to be released if it was counterfeit?

 

  • Federal law dictates how long a financial institution can hold onto your money before making it available to you. Because of the time frame and the professionalism of counterfeit checks, funds may be made available before the crime is detected.

 

How can I do my part to protect my personal information?

 

  • Go to Digital Defense* or  our Services page and choose the Security tab to access information and educational resources.

 

Who can I contact for any of my security concerns?

 

  • Our Security Specialist.  Aaron T. Chase 301-863-7071 ext. 8452

Cedar Point is not responsible for the content or update of these alternate sites. The privacy and security policies may differ from those practiced by Cedar Point.

301-863-7071  ●  800-201-1647

 

Routing Number ● 255077736

 

 

APY = Annual Percentage Yield

APR = Annual Percentage Rate

For convenience and informational purposes, CPFCU's website provides links to third-party sites. CPFCU's Privacy Notice does not apply to these sites.

Federally Insured by NCUA