Popmoney

Popmoney, the industry leading person-to-person payment service, features a large national payments network. It's safe and secure and all you need is an email address or mobile phone number. You can import contacts from popular email services, set up future-dated and recurring payments, add multiple email addresses for a contact, and more.

 

People who do not use a bank or credit union in the Popmoney network can use the Popmoney service at popmoney.com.*

 

*Terms and conditions apply

Popmoney can be found by accessing your Online PCU account. Once signed in, choose tab PCUPay > Pay Bills

How secure is Popmoney?

 

Information is sent to Popmoney is encrypted using industry leading software, hardware and algorithms. Security is also utilized at specific points and actions in the product. For example, to help prevent an unauthorized person from fraudulently depositing someone else's payment, one-time passcodes are used. For every initial payment to a new email address or mobile phone number, a one-time passcode is sent to the user. The user must provide that passcode back to Popmoney to verify his "ownership" of that mobile number or email address before he can deposit the payment.

 

How fast can I send and receive money with Popmoney?

 

A recipient can receive money in as little as one business day. However, in some cases it may take longer. For example, if you send an email or mobile payment and the recipient is not yet registered for Popmoney, he/she must sign up for the service so that we have their account information to deposit their payment. Also, if you exceed your next-day payment limits, then we will deliver payments within three business days. Limits can and will vary and can be checked by clicking the Help icon on the Send Money screen.

 

How are payment limits be handled?

 

Limits apply to the amount you can send per transaction, per day and per month, as well as to total outstanding payments. You can always check your limits by going to the "Send Money" screen within the Popmoney service and clicking on the "Help" icon next to the "Amount" field.

 

Will I be paying any fees?

 

Popmoney charges a small fee of 50ยข per transaction. Additional fees may apply.

Additional returned item fee

 

In the event an item is returned for non-sufficient funds, the vendor will charge a fee of $20.00.  This fee is charged by the vendor to the credit union and is passed on to you in addition to any returned item fee charged by the credit union.

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Cedar Point Federal Credit Union

22745 Maple Road, Lexington Park, MD 20653

301-863-7071  โ—  800-201-1647

 

Routing and Transit Number โ— 255077736

 

APY = Annual Percentage Yield โ— APR = Annual Percentage Rate

Federally Insured by NCUA.

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