YOUR SOUTHERN MARYLAND COMMUNITY CREDIT UNION

CPFCU MOBILE

Cedar Point has a Mobile app to help you with your online banking needs. We know it isn't always easy to get to a computer. But most people have smart phones these days. Our app is compatible with iPhones, Android phones and tablets.

Getting started with CPFCU Mobile:

 

  • Log in to your account on a computer and go to CPFCU Mobile on the Access Accounts pull down
  • Sign up for the service and register your phone
  • You will receive a text message with an access code to complete your registration on-line.
  • You will also receive a link to the downloadable app
  • If you selected the browser based option you will receive a link to your own page. Please be sure to bookmark that link.
  • If you selected SMS text you will receive a message with instructions for this service.
    • Text a command below to 59289.
    • BAL
    • ATM + Street or zip
    • BRANCH + Street or zip
    • HIST + texting nickname (ex. HIST C1)
    • Reply HELP for Help
    • Reply STOP to Cancel.
    • Message & Data rates may apply.

 

You will be connected to whichever suffixes you choose on accounts to which you have access including accounts logged in to under Multiple Accounts. You will not have access to related accounts.

 

   

Support for mobile browsers

- View account details and transfer money at the CPFCU Mobile website

 

Downloadable applications for your Android or iPhone

- View account details and transfer money using our downloadable CPFCU Mobile App

 

Full integration with your account across the on-line and mobile channels

- Switch seamlessly between Online Banking, the CPFCU Mobile website and your own CPFCU Mobile App.

 

MOBILE DEPOSIT

Using Mobile Deposit

 

Endorse the back of your check.

 

  • Write your name, account number and the words “For Mobile Deposit Only.”
  • Be sure to leave no extra space between the lines of your endorsement.
  • Keep all marks above the endorsement line printed on the back of your check.

 

When prompted for the amount, carefully enter the check amount to ensure it matches the amount written on your check.

 

Flatten folded or crumpled checks before taking your photos and be sure to keep your phone flat and steady above the check when taking your photos

 

Make sure to capture the entire check and not too much of the areas surrounding the check.

 

Check your image for the following before submitting your deposit:

 

  • No shadows across the check
  • All four corners are visible
  • Check is not blurry
  • The MICR line (numbers on the bottom of your check) is readable.

 

Other things to remember:

 

  • Only one check can be deposited at a time
  • The total deposit limit is $3000.00 per day.
  • Once your deposit is submitted, it will be reviewed by a teller. You can log in to your CPFCU Mobile App to confirm your deposit has been accepted.
  • Be sure to hold on to your check for at least 30 days in case there is a problem.
  • A check that has been submitted for mobile deposit may not be redeposited
  • or cashed.

 

Click here to download Frequently Asked Questions.

Click here to download the Mobile Deposit User Agreement.

 

If your deposit is rejected we will contact you by email. Please be sure we have a current email address on file.

You can update this in your Online Banking account under “Your Preferences”.

CPFCU Mobile Deposit is easy to use, and convenient. You can deposit checks directly into your account using your Android or iPhone just by taking photos of the front and back of your check.

301-863-7071  ●  800-201-1647

 

Routing Number ● 255077736

 

 

APY = Annual Percentage Yield

APR = Annual Percentage Rate

For convenience and informational purposes, CPFCU's website provides links to third-party sites. CPFCU's Privacy Notice does not apply to these sites.

Federally Insured by NCUA