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Persons who live, work (or regularly conduct business), worship, or attend school in, and businesses and other legal entities located in Calvert, Charles, and St. Mary’s Counties, Maryland are eligible for membership.


Spouses of persons who died while within the field of membership of this credit union; employees of this credit union; persons retired as pensioners or annuitants from the above employment; volunteers, members of their immediate families or households; organizations of such persons; and corporate or other legal entities in this charter.

Once you become a member of Cedar Point Federal Credit Union, you are always a member! You can still enjoy our services even if you change jobs, move, or retire.


For more information on joining Cedar Point Federal Credit Union, please call our Member Services Department at 301-863-7071, or use the convenient Membership Application form below.

Opening a Business Account

To enquire about opening a business account, please contact a Member Service Representative

Phone: 301-863-7071


Open your account in person

Open your account by mail

Stop by any branch office. Our Member Service Representatives will be happy to assist you. Please bring a valid state issued photo ID, your Social Security number and a deposit of $25.00. This $25.00 is your "share" in the credit union. It must stay in your account, but is yours to take if you should ever choose to close your account.

Click on the links below to download and accept our Membership Agreement. Once you have accepted the agreement, you can fill out the membership application and sign it in the presence of a notary public. Any form not signed in the presence of a Cedar Point employee must be notarized. Please fill in all required fields on the membership application. If you are mailing your membership application please include a photocopy of your valid state issued photo id, your social security card and your check or money order for a minimum initial deposit of $25.00.

Additional Links

Download and read the Terms and Conditions of your Account.

You can fill out  the application on your computer - use the tab key to advance to the next field - then print it out, sign, and mail to

Cedar Point Federal Credit Union

22745 Maple Road

Lexington Park, MD 20653

The membership application must be signed in the presence of a Cedar Point employee or a notary public, and must be accompanied by a deposit of at least $25.00 and a photocopy of state-issued photo ID such as a drivers license or passport.

If you are opening a share draft (checking) account, please click here for information on our overdraft protection programs


To apply for the following account access services please click here


  • ATM / Debit Card
  • Online Banking
  • Teller24

Already a member using our online services?

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301-863-7071  ●  800-201-1647


Routing Number ● 255077736



APY = Annual Percentage Yield

APR = Annual Percentage Rate

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We do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Federally Insured by NCUA

We do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Cedar Point Federal Credit Union is a proud member of the National Association of Federal Credit Unions.