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Persons who live, work (or regularly conduct business), worship, or attend school in, and businesses and other legal entities located in Calvert, Charles, and St. Mary’s Counties, Maryland are eligible for membership.


Spouses of persons who died while within the field of membership of this credit union; employees of this credit union; persons retired as pensioners or annuitants from the above employment; volunteers, members of their immediate families or households; organizations of such persons; and corporate or other legal entities in this charter.

Once you become a member of Cedar Point Federal Credit Union, you are always a member! You can still enjoy our services even if you change jobs, move, or retire.


For more information on joining Cedar Point Federal Credit Union, please call our Member Services Department at 301-863-7071, or use the convenient Membership Application form below.

Opening a Business Account

To inquire about opening a business account, please contact a Member Service Representative

Phone: 301-863-7071


Open your account in person

Open your account by mail

Stop by any branch office. Our Member Service Representatives will be happy to assist you. Please bring a valid state issued photo ID, your Social Security number and a deposit of $25.00. This $25.00 is your "share" in the credit union. It must stay in your account, but is yours to take if you should ever choose to close your account.

Click on the links below to download and accept our Membership Agreement. Once you have accepted the agreement, you can fill out the membership application and sign it in the presence of a notary public. Any form not signed in the presence of a Cedar Point employee must be notarized. Please fill in all required fields on the membership application. If you are mailing your membership application please include a photocopy of your valid state issued photo id, your social security card and your check or money order for a minimum initial deposit of $25.00.

Additional Links

Download and read the Terms and Conditions of your Account.

You can fill out  the application on your computer - use the tab key to advance to the next field - then print it out, sign, and mail to

If you are opening a share draft (checking) account, please click here for information on our overdraft protection programs


To apply for the following account access services please click here


  • ATM / Debit Card
  • Online Banking
  • Teller24

Already a member using our online services?

Cedar Point Federal Credit Union

22745 Maple Road

Lexington Park, MD 20653

The membership application must be signed in the presence of a Cedar Point employee or a notary public, and must be accompanied by a deposit of at least $25.00 and a photocopy of state-issued photo ID such as a drivers license or passport.

Make the Leap...

...into Online Bill Pay! The easier, faster and safer way to pay all your bills. Hop into the convenience of paying  from one secure website.

The easier, Faster and safer way to pay all your bills.

1Click Insurance Platform


Access a range of easy to purchase insurance products. Plus you can call one of our licensed agents.


  • Accidental Death & Dismemberment (AD&D) Insurance
    The Cedar Point Thank You AD&D program offers $3,000 of AD&D at no cost to the member as a “thank you” for being a member of the credit union and provides members an opportunity to enroll for additional AD&D coverage. Members may purchase up to $300,000 of additional insurance at affordable group rates (all benefits reduce by 50% at age 70). Click here for more information and to enroll.
  • Script Relief - A FREE Prescription Savings Program
    This cards can help you save up to 75% on all of your prescription medications. There are absolutely no fees to use this card.

Life Insurance


Three Simple Steps to Coverage

  1.  Choose your coverage
  2. Answer key questions that automatically create an electronic application for you
  3. Get a decision in minutes and if approved, receive your policy via email with a secure link.  Your coverage could be in-force in less than one hour

Benefits Plus@


Benefits Plus includes many services, both in-house and through the Benefits Plus organization. Members must have a share draft account in good standing. A nominal fee of $4.95/month is automatically taken from the share draft account on the first business day of each month.

Turbo Tax Online


Cedar Point offers a discount on basic Turbo Tax Online services. Click here to start saving.

Starting to plan for a new vehicle?

Cedar Point offers a few services to help you find and purchase new and new-to-you vehicles. Read on below to see some of the great programs we work with and the benefits you can enjoy as a member.

Motor Vehicle Certification Program (MVCP)


MVCP helps you through the entire new car buying process. Their advisors will direct you to an MVCP dealer where the price on most vehicles has been pre-negotiated. After visiting the dealer, your advisor will double-check your transaction to make sure you get a fair and correct price based on MVCP's strict pricing guidelines. If necessary, your MVCP advisor will resolve any pricing errors directly with the participating dealer. MVCP advisors are available 9:00 am. - 5:00 pm. weekdays by calling 1-800-345-0990.

United Buyers Service (UBS)


Call United Buying Service for a referral to the UBS Dealer and get discounts on the purchase of most new (and used) cars & trucks, and information on manufacturer rebates, dealer incentive money, and discounted option pricing published in the Official Price Book.


How to use the service:


  • Contact UBS before you test drive.
  • Call the UBS Dealer Rep and tell them when you will visit.
  • Then purchase or order (without haggling or pressure)


UBS can even audit the sale at your request.


UBS advisors enjoy answering questions - Please call their friendly staff at (301) 657-1920 or (410) 792-9070 or visit their site. UBS also provides a copy of their UBS Official Price Book for your reference. You can find these at your nearest branch office or click the link below.

Cedar Point is not responsible for the content or update of these alternate sites. The privacy and security policies may differ from those practiced by Cedar Point.

301-863-7071  ●  800-201-1647


Routing Number ● 255077736



APY = Annual Percentage Yield

APR = Annual Percentage Rate

*Early withdrawal penalties will apply.

Fees could reduce earnings on your account.

For convenience and informational purposes, CPFCU's website provides links to third-party sites. CPFCU's Privacy Notice does not apply to these sites.

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We do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Federally Insured by NCUA

We do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Cedar Point Federal Credit Union is a proud member of the National Association of Federal Credit Unions.