How to Apply for a Loan



You can apply for a loan in Personal Credit Union (PCU). If you are not already signed on, you can click here to learn more.


Log in to your account and click on Apply for a Loan/Application to get started.

You can email your proof of income to, or fax it to your preferred branch office. Fax numbers are listed on the application page for your convenience. A calculator is also provided to help you understand your payments and insurance options.


When your loan is approved we will notify you so you can make an appointment to come in to sign the final documents before your loan is disbursed. If you are not able to visit a branch office we will be happy to mail the documents. These documents do require a notarized original signature for your protection so we are unable to accept a signature by email.


In Person

If you prefer to work with a loan representative in person for the entire process you are welcome to visit any branch office. You do not need an appointment for the initial application. Please be sure to bring proof of income.


To make the process faster you can bring your application with you. Click here to download our Loanliner. You can fill out the form on your computer, print, sign and bring it with you when you come in to apply. You can also mail the Loanliner along with your proof of income to;


Cedar Point Federal Credit Union

22745 Maple Road

Lexington Park, MD 20653


Mortgage Loans

You can apply for a mortgage loan at our Headquarters Office or on-line through our Mortgage Webcenter.


Commercial Loans

Please call Donna Bowling at 301-884-4074 ext. 8705 for more information about how we can help your business grow.


Don't have an account yet?

We'll be happy to open one during the loan application process. Click here to learn more about membership.

Cedar Point Federal Credit Union

22745 Maple Road, Lexington Park, MD 20653

301-863-7071  ●  800-201-1647


Routing and Transit Number ● 255077736


APY = Annual Percentage Yield ● APR = Annual Percentage Rate

Federally Insured by NCUA.


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