YOUR SOUTHERN MARYLAND COMMUNITY CREDIT UNION

Cedar Point uses eNFACT Fraud Protection for the detection of fraud on your Visa Debit Card and Mastercard.

If eNFACT is calling about a transaction on your Mastercard

The number you will see on your phone is 800-279-2674

If you receive a message on your voice mail the message will request that you call 877-968-2528.

 

You will also be given a 6 digit ID code to use when you call back. The company will have the information in advance and only need you to verify questionable transactions.

If eNFACT is calling about a transaction on your Debit Card

The number you will see on your phone is 866-750-9107.

 

If you receive a message on your voice mail the message will request that you call 877-253-8964

We may be calling you

 

To protect your account, we monitor your ATM, debit and credit card transactions for potentially fraudulent activity which may include a sudden change in locale (such as when a U.S.-issued card is used unexpectedly overseas), a sudden string of costly purchases, or any pattern associated with new fraud trends around the world.

 

If we suspect fraudulent card use, we’ll be calling you to validate the legitimacy of your transactions. Your participation in responding to our call is critical to prevent potential risk and avoid restrictions we may place on the use of your card.

 

Our goal, quite simply, is to minimize your exposure to risk and the impact of any fraud. To ensure we can continue to reach you whenever potential fraud is detected, please keep us informed of your correct phone number and address at all times.

 

In the meantime, please be diligent in monitoring transaction activity on your account and contact us immediately if you identify any fraudulent transactions. Here are some additional tips on protecting yourself from fraud:

 

 

 

Our automated call will ask you to verify recent transaction activity on your card.

If we call regarding fraud, here are the steps you can expect:

You’ll also be provided with a toll-free number to call should you have additional questions.

You’ll be able to respond via your touch-tone keypad.

301-863-7071  ●  800-201-1647

 

Routing Number ● 255077736

 

 

APY = Annual Percentage Yield

APR = Annual Percentage Rate

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Federally Insured by NCUA

We do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.