Click this logo to return to our Home page.

YOUR SOUTHERN MARYLAND COMMUNITY CREDIT UNION

DIRECT DEPOSIT AND ELECTRONIC PAYMENTS (ACH)

With direct deposit, you can have your salary, retirement or any additional income automatically deposited into your account at the credit union. so you'll have peace of mind knowing your funds are deposited on time. And you get your first box of basic checks FREE when you start a new account with direct deposit.

 

Many of our members also like to use Electronic Payments or ACH (Automated Clearing House) transactions to pay many of their bills.

Payroll Deduction

Payroll deduction works in conjunction with Direct Deposit. A portion of your automatic deposits may be placed in your savings while the balance is deposited into your checking account. You determine the amount you wish to put into savings and checking. In addition, you may also have regular payments automatically taken from your account for services provided by Cedar Point.

 

Automatic transfers within your Cedar Point account will only be pulled from the account you have designated and will not overdraft to another suffix.

 

Wire Transfers

Wire transfers give you the satisfaction of knowing your funds are there within 24 hours. Need cash sent to a relative, for settlement or to cover that NSF check? Wire transfer is the service for you. Need to move cash from one financial institution to another fast? Use our wire transfer service.

 

 

Western Union Quick Cash

You can also transfer funds from your account at Cedar Point to any of over 70,000 Western union locations with in the US or other countries. Cedar Point charges a fee of $5.00 in addition to the standard Western Union Fees. Our Senior Club and Benefits Plus© members do not pay the Cedar Point fee, but are still liable for Western Union fees.  Please be aware, we do not send wires for payments to businesses.

 

Please provide the following information:

 

  • City and State
  • Country - for International Western Union transfers Whether funds will be in US dollars or an alternate currency
  • Beneficiary name (the person who should receive the funds)

Information you will need to start a Direct Deposit at Cedar Point or to initiate a payment to a creditor*.

 

"ABA" or "Routing Number":

255077736.

 

Our Address:

Cedar Point Federal Credit Union

22745 Maple Road

Lexington Park, MD 20653

 

Your Account Number:

For most of our members the account number is six digits. Some older accounts have fewer digits. You can find your account number on your blue account card or contact a member service representative for assistance. Please do not use any suffixes when specifying your account.

The form will have a place to check Savings or Checking.

 

Click here for more information about setting up Direct Deposit and Electronic Payments (ACH)

 

Click here for special instructions for members with S28 or S38 checking accounts.

 

*Cedar Point does not initiate ACH transactions. This information should be provided to your creditor in order to debit your account correctly

301-863-7071  ●  800-201-1647

 

Routing Number ● 255077736

 

 

APY = Annual Percentage Yield

APR = Annual Percentage Rate

*Early withdrawal penalties will apply.

Fees could reduce earnings on your account.

For convenience and informational purposes, CPFCU's website provides links to third-party sites. CPFCU's Privacy Notice does not apply to these sites.

Click here to visit us on Facebook. Click here to visit us on Instagram. Click here to visit us on Twitter.
We do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Federally Insured by NCUA

We do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Cedar Point Federal Credit Union is a proud member of the National Association of Federal Credit Unions.