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Cedar Point's Mastercard rates are highly competitive and with the easy option of paying directly out of your account it may be the most convenient card you'll ever hold. There is no annual fee for the Cedar Point Mastercard.



Visa Debit Card

The Cedar Point Visa Debit Card is convenient and easy to use, and is widely accepted wherever VISA is accepted. Your Visa Debit Card carries these limits:

  • Purchases - Limit per day - $2000.00*
  • ATM Withdrawal - Limit per day - $500.00*

These limits can be adjusted to accommodate special circumstances with a minimum 24 hours notice.


*Limits assume funds are available in account.


ATM Card

For our members who prefer not to use a debit card or do not qualify, Cedar Point offers an ATM card. Cedar Point maintains ATM's throughout Southern Maryland. There are no fees for members using their Cedar Point ATM or Debit Card at a Cedar Point ATM. Deposits are subject to verification and may not be available for immediate withdrawal. You may withdraw up to $200 in a 24 hour period.


Visa Gift Card

You can purchase a Visa Gift Card at any teller line for only $1.50 plus the funds on the card up to a limit of $1000.00. There is a 24 hour waiting period for activation. Please note this card is not re-loadable. Cards can be used at ATMs or for cash advances when you request a PIN*, but should not be used for hotels, car rental or gas purchases at the pump. Cards may be used at retailers and on the Internet wherever VISA Debit Cards are accepted.


Please be aware that a monthly maintenance fee of $5.00 will be charged by the card issuer beginning the 13th month from card activation.


*To request a PIN for your Visa Gift Card please call 1-866-833-2370. We are unable to set this PIN in our offices.


Mobile ATM

Cedar Point maintains a Mobile ATM unit for the use of the community. As with all Cedar Point ATM's, there is no fee for members using their Cedar Point ATM or Debit Card. Please call 301-863-7071 for more information and to schedule your event.


Heartland Payment Systems

Cedar Point Federal Credit Union and Heartland Payments Systems have partnered to offer you credit and debit card processing on state-of-the-art platforms, E3TM End-to-End Encryption technology that secures transactions and helps to ensure PCI compliance, full service payroll processing, including tax liability and reporting, through a single point of contact, local servicing personnel and 24/7/365 US-based support. Call 301-863-7071, ext. 8463 for more information.

301-863-7071  ●  800-201-1647


Routing Number ● 255077736



APY = Annual Percentage Yield

APR = Annual Percentage Rate

*Early withdrawal penalties will apply.

Fees could reduce earnings on your account.

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We do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Federally Insured by NCUA

We do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Cedar Point Federal Credit Union is a proud member of the National Association of Federal Credit Unions.